Stealth Treasury — Terms & Conditions of Service
These Terms of Use (the "Terms") represent a legally binding contract between you and Stealthtech Solutions Limited ("Stealth Treasury", "we" or "us"). By accessing or using content, services and materials on Stealth Treasury's website located at https://stealthtreasury.com (the "Website"), any of the services provided therein (collectively, the "Services") and the materials, which may include logos, text, graphics, videos, images, photos, software and other content (collectively, the "Materials"), you agree that you have read, understood, accept and agree to be bound by these Terms. If you do not agree with any of these Terms, do not access or otherwise use the Services.
Stealth Treasury ("We" or "Us") is a treasury management tech platform that enables businesses access to credit using their unpaid invoices and yield solutions.
This Terms of Use is an Agreement between you and Stealth Treasury. It details Stealth Treasury's obligations to you. It also highlights the risks of using our Services, and you must consider such risks carefully as the provisions of this Agreement will bind you through your use of this website or any of our services.
Stealth Treasury is committed to managing your Personal Information in line with global industry best practices. You can read our Privacy Notice to understand how we use your information and the steps we take to protect your information.
To use our Platform, you have to create an account by registering. To register, you will provide us with certain information that personally identifies you, such as your email, first name, last name, phone number, business information (corporate documents), bank details of the company, at least one director's personal information (which includes name, address, email address, card details, BVN, and bank details), and we may seek to verify your information (by ourselves or through third parties), after which we will approve your account unless deemed risky to our business. You give us permission to do all these.
You have the right to refuse to authorise the use and/or disclosure of your Personal Information. However, if you choose to exercise this right, you may not be able to utilise some features of the Services we provide.
Some aspects of the Services or the Services in their entirety may not be available in all locations, and we may block access to some or all of the Services from certain locations based on your device's geolocation information. We may add to or remove the areas in which the Services are or are not available at any time, without notice to you. Our site is intended principally to facilitate the trade of invoices between willing parties. No information on this website is intended to amount to advice, recommendation, or inducement to participate in any trade. We do not provide trade or financial advice of any kind and disclaim, to the fullest extent possible under law, liability in relation to the foregoing.
Our Website and Services are not directed to persons under 18. We do not knowingly transact or provide any services to persons under 18.
You are independently responsible for complying with all applicable laws related to your use of our Website and Services.
In the event that you change any information provided to us at registration, including your business name, address, financial institution, mode of payments, or where a corporate restructuring occurs, you agree to notify us within 7 days of such change. We may be unable to respond to you if you contact us from an address, telephone number, or email account that is not registered with us.
You represent and warrant to Stealth Treasury that:
You have full power and authority to enter into, execute, deliver and perform this Agreement.
You are duly organised, authorised, and in good standing under the laws of the Federal Republic of Nigeria or any state, region, or country of your organisation and are duly authorised to do business in all other states, regions, or countries in which your business operates.
You will comply with this Agreement and all applicable local, state, national, and international laws, rules, and regulations.
Any information you provide to us, both when you register and in the future, is and will be true, accurate, current, and complete.
You will keep all information up-to-date.
You accept and agree to these Terms.
You agree to not allow anyone else to access or use your password details and comply with all reasonable instructions we may issue regarding account access and security. In the event you share your password details, Stealth Treasury will not be liable to you for losses or damages. You will also take all reasonable steps to protect the security of the personal electronic device through which you access the Services (including, without limitation, using PIN and/or password-protected device functionality and not sharing your device with other people). You are responsible for securely managing your password(s) for the Services and to contact Stealth Treasury if you become aware of any unauthorised access to your Account.
Our Services or communications to you may contain third-party content or links to third-party sites, applications, or services (collectively, "Third Party Content"). Our Services may also include features that allow you to connect your Account with accounts or services provided by third parties, such as accounts you maintain with financial institutions or social media platforms (collectively, "Third Party Services"). We do not control, maintain, or endorse the Third Party Content or Third Party Services, and we are not liable for any Third Party Content or Third Party Services, including any damages, losses, failures, or problems caused by, related to, or arising from them. Your interactions and business dealings with Third Party Content or Third Party Services providers are solely between you and the third party. We are not responsible for any information you agree to share with third parties connected with Third Party Content or Third Party Services.
By agreeing to these Terms of Use, you agree to the following responsibilities:
The usual and customary charges for any services rendered by collaborating providers profiled on the site will apply and will be entirely your responsibility.
You are responsible for all use of the site and for all use of your credentials, including use by others to whom you have given your credentials.
You agree that you shall not copy, modify, adapt, translate, or reverse engineer any portion of the site, its content or materials, and/or the Services.
You agree that you shall not create user accounts by automated means or under false or fraudulent pretences.
It is within your responsibility to refrain from collecting or storing personal data about other users in connection with the prohibited activities contained within this agreement.
You shall not use any means, including software means, to conduct web scraping of any portion of the site, its content or materials, and/or the Services.
You shall not access, retrieve, or index any portion of the site and/or the Services to construct or populate a searchable database of reviews related to the Services provided.
You shall not permit any person using your device or Account to:
Use this platform in a way that causes or could cause damage or restrict the availability or accessibility of the Platform.
Store, copy, transmit, publish or distribute any computer virus, spyware, Trojan horse, worm, keystroke logger or other malicious software via this Platform.
Conduct any fraudulent or illegal activities via the Platform.
Copy, rent, lease, sell, transfer, assign, sublicense, disassemble, reverse engineer or decompile (except if expressly authorised by Stealth Treasury or by applicable statutory law), modify or alter any part of the Services.
Violate the contractual, personal, intellectual property or other rights of any party, including by using, uploading, transmitting, distributing, or otherwise making available any information or material in any manner that infringes any copyright, trademark, patent, trade secret, or other rights of any party.
Improperly use support channels or complaint buttons to make false reports to Stealth Treasury.
Encourage any third party to directly or indirectly generate usage, queries, impressions, or clicks through any automated, deceptive, fraudulent, or other invalid means.
Make representations with respect to Stealth Treasury which are not approved in advance and in writing by Stealth Treasury.
Violate any applicable laws or regulations, or encourage or promote any illegal activity including, but not limited to, copyright infringement, trademark infringement, defamation, invasion of privacy, identity theft, hacking, cracking or distribution of counterfeit software.
Attempt to use the Services on or through any other platform or third-party service provider that Stealth Treasury does not authorise.
Attempt to interfere with, hack into or decipher any transmissions to or from the servers for the Services.
Interfere with the ability of others to enjoy using the Services, including disruption or overburdening of the Services' servers.
You hereby understand and agree that if fraudulent activity is associated with the operation of your Account, we have the right to apply restrictions to your Account and report it to the appropriate law enforcement agencies.
This list of prohibitions provides examples and is not exhaustive or exclusive. Stealth Treasury reserves the right to terminate your ability to use the Services with or without cause and with or without notice, for any reason or no reason, or for any action that Stealth Treasury determines is inappropriate or disruptive.
You agree to indemnify and hold Stealth Treasury and its officers, directors, employees, consultants, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys' fees and costs of defence) Stealth Treasury suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Services violates any applicable law or regulation, or the copyrights, trademark rights or other rights of any third party.
All content and materials, including but not limited to images, text, visual interfaces, information, data, and computer code, provided by us through our Services (our "Content") and all related intellectual property rights are the property of Stealth Treasury and/or its third-party licensors. Our content is protected by Nigerian and international intellectual property laws and treaties. You are permitted to use our content only on our Services. You may not copy, modify, sell, reproduce, distribute, republish, display, post, create derivative or collective works from, or transmit our content, in whole or in part, without our express prior written consent. Nothing in the Agreement grants you any licence or right to use our content except as expressly stated in the Agreement.
Our Services may also display specific intellectual property, such as company, product, and service names and logos, owned by our partners (our "Partners' Intellectual Property"). Nothing in the Agreement or our Services grants you, by implication, estoppel, or otherwise, any licence or right to copy, modify, sell, reproduce, distribute, republish, display, post, create derivative works from, or transmit in any form any of our Partners' Intellectual Property.
The content of the Services that you obtain or receive from Stealth Treasury, and its employees, contractors, partners, sponsors, advertisers, licensors or otherwise through the services is for your use only.
We try to keep Stealth Treasury available at all times, bug-free and safe, however, you use it at your own risk. Our Website and Services are provided "as is" without any express, implied and/or statutory warranties (including, but not limited to, any implied or statutory warranties of merchantability, fitness for a particular use or purpose, title, and non-infringement of intellectual property rights). Stealth Treasury makes no warranty that our Website and Services will meet your requirements or that our Website will be uninterrupted, timely, secure, or error-free. No advice or information, whether oral or written, obtained by you through our Website from Stealth Treasury or its affiliated companies, or its or their suppliers (or the respective officers, directors, employees, or agents of any such entities) (collectively, "Stealth Treasury parties") shall create any warranty.
You agree to defend, indemnify, and hold Stealth Treasury, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of this Agreement.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above disclaimers and limitations of liability may not apply to you. To the extent that any Party may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of the Stealth Treasury Party's liability shall be the minimum permitted under such applicable law.
Payments through credit cards and debit cards are collected online without any hassle. The Client is asked to enter the card number, the expiry date of the card, and its security number. No card or financial data is saved or stored on our systems, and no additional fees except that of the interest and loan amount are charged. The money is deducted once the user clicks on 'Pay Amount'. The transactions are 100% secure.
These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.
All disputes arising from this Agreement shall be governed by and construed in accordance with Nigerian law. Any dispute arising out of or relating to this Agreement, including any question regarding its existence, validity, contractual obligation, or termination by the Parties, shall be settled through amicable informal and formal discussions between the Parties.
If any such dispute is not settled between the Parties within fourteen (14) business days, the Parties agree to submit such dispute to Mediation at the Lagos State Multi-Door Courthouse (LMDC) for resolution under the provisions of Lagos State Multi-Door Courthouse (LMDC) Law 2007.
In the event that such dispute is not resolved amicably within 1 (one) month, such dispute shall be resolved by the applicable court of competent jurisdiction. Parties agree that the defaulting party would be liable for litigation costs accruing to the contractual disputes.
You may terminate this Agreement by closing your Account. We may suspend your Account and your access to our Services and any funds, or terminate this Agreement, if:
You do not comply with any of the provisions of this Agreement.
We are required to do so by a Law.
We are directed by a financial institution.
Where a suspicious or fraudulent transaction occurs.
If you violate these Terms, Stealth Treasury reserves the right to issue you a warning regarding the violation or to immediately terminate or suspend your use of the Services. You agree that Stealth Treasury does not need to provide you notice before terminating or suspending your use of the Services, but it may provide such notice at its sole discretion.
You agree that you will comply fully with these Terms, and all applicable domestic and international laws, regulations, statutes, and guidelines that govern your use of the Services. You also agree to comply with all local and international rules regarding online conduct and all applicable laws affecting the transmission of content or the privacy of individuals.
Where any portion of this Terms of Use is deemed invalid or unenforceable either in whole or in part by any court or tribunal, such part shall be severed from the Terms of Use and shall not affect the validity or enforceability of any other part in this Terms of Use.
As our technology evolves, we may need to update, modify, or amend our Terms of Use, tools, utilities, or general updates. We reserve the right to make changes to this Terms of Use at any time by giving notice to users on this page. We advise that you check this page often, referring to the date of the last modification on the page. If a User objects to any of the changes to the Terms of Use, the User must cease using our Website and/or Services immediately.
If you have any complaints or reservations about us or any of the Services we provide, you may contact us via: info@StealthTreasury.com
© 2026 Stealthtech Solutions, Limited. All rights reserved.
Last updated: April 2026
For complaints, contact us at info@StealthTreasury.com